Priced at just $89,900, this property at 345 Banner Circle in Ellijay, Georgia, offers an exciting opportunity for investors, experienced renovators, and buyers looking for a home with plenty of land and potential. Situated on a private 1.92-acre lot with no homeowners association, the property features a 1,655-square-foot residence with three bedrooms and one full bathroom. Built in 1992, the home provides a combination of indoor living space and expansive outdoor surroundings, making it an interesting option for anyone looking to take on a renovation project in North Georgia. While the residence requires significant attention and is being offered strictly as-is, its generous lot, existing structure, and convenient proximity to Ellijay create an opportunity to transform the property into something special. For buyers who have been searching for an affordable property with acreage, privacy, and room to bring their own ideas to life, this listing deserves a closer look.
Inside, the home offers approximately 1,655 square feet of living space arranged across one and a half levels. The existing layout includes three bedrooms, a full bathroom, a family room, and a sunroom, providing several spaces that could be improved and adapted to suit a future owner’s needs. One of the property’s main highlights is the family room, which features a fireplace that could become a welcoming focal point after the necessary renovation work is completed. Whether envisioned as a comfortable gathering space for family and friends or a cozy living area during colder months, this room offers an appealing starting point for a redesigned interior. The sunroom is another attractive feature, providing an opportunity to create a relaxing space filled with natural light. With views of the surrounding landscape, it could become an ideal place for morning coffee, reading, or simply enjoying the peaceful setting. The home’s main-level bedroom adds convenience and flexibility, potentially serving as a primary bedroom for buyers who prefer to avoid stairs or as a guest room depending on the final layout.
The property includes three bedrooms and one full bathroom, with the bathroom conveniently located on the main level. The interior currently features carpet and other flooring materials, while the remaining finishes and systems will need to be evaluated as part of the renovation process. Heating, cooling, appliances, and laundry facilities are listed with unspecified details, meaning prospective buyers should investigate their current condition and functionality before making an offer. The home also features a crawl-space foundation rather than a full basement, an important consideration when assessing the property’s overall condition. Although the existing interior provides a foundation for future improvements, buyers may want to explore possibilities such as updating the kitchen and bathroom, replacing flooring, refreshing the walls, and modernizing the home’s essential systems. With 1,655 square feet to work with, there is room to create a more comfortable and attractive living environment while maintaining the property’s existing character and layout.
Outside, the nearly two-acre lot is arguably one of the strongest selling points. Measuring approximately 1.92 acres, the private property provides plenty of outdoor space for gardening, recreational activities, outdoor entertaining, or simply enjoying the surrounding natural environment. Mountain views add to the appeal, offering a beautiful backdrop that contributes to the peaceful atmosphere associated with North Georgia living. The absence of an HOA gives the next owner additional flexibility, without the usual homeowners association restrictions, although applicable local zoning and building regulations will still need to be considered. A storage shed provides additional space for tools, equipment, and outdoor belongings, while the carport offers covered parking. The property has parking capacity for up to three vehicles, making it convenient for residents and visitors. With its combination of wooded surroundings, private acreage, and mountain scenery, the land offers possibilities that extend well beyond the existing house.
For buyers willing to undertake a substantial renovation, the property could become an attractive private residence, weekend getaway, or potential investment opportunity. Its asking price of $89,900 reflects the property’s current condition and the work required to bring it back to its full potential. The seller has made it clear that the home is being sold strictly as-is, where-is, with no repairs or warranties provided. This makes a thorough inspection especially important, including an evaluation of the roof, foundation, electrical and plumbing systems, heating and cooling equipment, and any potential water or structural issues. Investors and renovators will also want to carefully calculate the cost of improvements before determining whether the project makes financial sense. Nevertheless, finding nearly two acres of private land with an existing 1,655-square-foot home at this price point can make the property worth investigating.
Located in Ellijay, Georgia, this property offers an opportunity to enjoy the space and privacy of North Georgia while remaining conveniently close to town. For someone with the right vision, contractor, and renovation budget, 345 Banner Circle could become much more than an outdated house. With three bedrooms, a fireplace, a sunroom, mountain views, a storage shed, and nearly two acres without HOA restrictions, the property has several appealing ingredients for its next chapter. At $89,900, it is an opportunity for buyers who see potential where others see work and are ready to turn a renovation project into something truly worthwhile.
