Serendipity on the Beech River: A Fully Furnished Waterfront Retreat Designed for Life on the Water
Tucked along the gentle curve of the Beech River, Serendipity is the kind of river home that instantly lives up to its name. Located at 982 Lost Creek Boat Dock Road in Decaturville, Tennessee, this fully furnished three-bedroom, two-bath residence offers 1,220 square feet of thoughtfully arranged living space, designed to make the most of its extraordinary waterfront setting. From the moment you arrive, it’s clear this is not just a house near the water—it is a home shaped by the rhythm, beauty, and joy of river life.
The exterior captures classic river-cabin charm, blending naturally into its surroundings while offering modern comfort and convenience. Three separate decks overlook the water, creating multiple spaces to relax, entertain, or simply sit and watch the river move by. Whether it’s a quiet morning coffee, an afternoon spent watching kayaks drift past, or an evening gathering with friends as the sun sets, these outdoor areas make the river an ever-present part of daily life. A covered porch adds another layer of usability, providing shade and shelter while still keeping you connected to the outdoors. The paved drive leads to a garage and an additional shed, both equipped with electricity, offering ample storage for gear, tools, and river toys.
Inside, the home welcomes you with warm wood-paneled walls that immediately set a cozy, inviting tone. The open living area is designed for connection, allowing conversations to flow easily between the living room and kitchen. A large kitchen bar anchors the space, making it ideal for hosting family meals, casual get-togethers, or weekends filled with guests coming and going from the water. The kitchen itself is practical and well-equipped, offering everything needed for full-time living or extended stays, including a dishwasher and a stackable washer and dryer that make everyday tasks effortless.
The primary bedroom stands out as a rare and special feature among river homes. Spacious and comfortable, it includes a private fireplace that adds warmth, character, and a sense of retreat. It’s easy to imagine winding down here after a full day on the river, the soft glow of the fire reflecting off the wood interior. Two additional bedrooms, all on the main level, provide flexibility for family, guests, or even a dedicated workspace. Both bathrooms are also located on the main level, ensuring easy, single-level living throughout the home.
Beyond the walls of the house, the property offers thoughtful touches that reflect real-world living by the river. A fenced dog pen and dog house are already in place, making this a welcoming environment for four-legged family members. A dehumidifier helps maintain interior comfort, and a newer septic system, installed by the current owner, adds peace of mind. The home has been well cared for and remains in excellent condition, ready to be enjoyed without immediate projects or concerns.
One of the most unique advantages of Serendipity lies just across the street. As one of only seven owners who share access to eight acres of land, this property includes the rare benefit of a private boat ramp. This shared ownership enhances the lifestyle here, providing easy and reliable river access that many waterfront properties simply don’t have. From here, Beech River flows seamlessly into the Tennessee River’s main channel, opening up endless opportunities for boating, fishing, swimming, kayaking, and paddle boarding—all directly from your own river frontage.
Serendipity is also known locally as one of the best places to experience the legendary Fourth of July fireworks show, a celebration that stretches on for nearly an hour and draws admiration year after year. It’s the kind of place where memories are made naturally: summer holidays on the deck, spontaneous gatherings with neighbors and friends, and quiet moments when the only sound is the water moving past the shore.
Conveniently positioned halfway between Memphis and Nashville, the home balances peaceful seclusion with practical accessibility. A nearby community boat ramp accommodates larger boats, adding even more flexibility for river adventures. Whether envisioned as a personal retreat, a weekend escape, or a turnkey short-term rental opportunity, Serendipity offers a lifestyle that feels both special and effortless.
More than just a river home, Serendipity is a place where time slows down, connections deepen, and the simple pleasures of water, nature, and togetherness take center stage. Here, life isn’t rushed—it flows, just like the river outside your door.
